Payment Policy

1. Accepted Payment Methods

Type	Processing Time	Fee	Limits
Credit/Debit	Instant	0% (seller absorbs 2.9% + $0.30)	$2,500/day
PayPal	Instant	0%	$10,000/transaction
ACH Transfer	3-5 business days	$1.50	$5,000/day
Amazon Pay	Instant	0%	Same as credit card

Cryptocurrency: Temporarily suspended due to volatility.

2. Sales Tax Compliance

• U.S. Orders: Tax calculated at checkout per state/county rates (e.g., CA 7.25%-10.25%).

• International: Duties covered under Section 321 for orders ≤$800; >$800 paid by recipient.

3. Payment Security

• PCI DSS Level 1 Certified: Card data encrypted via TLS 1.3.

• Fraud Checks: Orders may require:
  ✓ AVS (Address Verification)
  ✓ CVV2 confirmation
  ✓ ID copy for >$500 transactions

4. Dispute & Refund Handling

• Chargebacks:

  • $15 fee per dispute (non-refundable)

  • Submit evidence within 7 days via Stripe portal

• Refunds:

  Method	Timeline
  Credit Card	3-5 business days
  PayPal	24-48 hours
  ACH	5-10 business days

5. Recurring Payments

• Authorization: Initial payment implies agreement for future charges.

• Cancellation: Notify

  ledouxlakota3vh@gmail.com≥24h before next billing cycle.

• Failed Payments: 3 retries over 72h; then account suspension.